Welcome To Monica Felton Cash Flow Strategies

All Families have large expenses

Learn to Pay for these expenses EFFICIENTLY!


Financial efficiency is achieving maximum productivity and results while minimizing waste and loss.  Financial inefficiency causes loss…loss of assets, loss of spendable income, and loss of liquidity; access to your money.

I teach families the Infinite Banking Concept. Learn how to create long-term wealth while paying for life’s large expenses; college, cars, weddings, businesses, etc.

First, I “find the money” you may be losing unknowingly and uncessesarity and we repurposed this to a more efficient place.

Second, you learn a more efficient strategy to pay for expenses.

Third, you improve your lifestyle in retirement immensely.

AREAS of Expertise

College Planning

Through my knowledge and experience, I enable families to securely invest in the future of their children without hurting their own financial futures. I help families understand the true cost of college and what college will cost each family specifically. ALL FAMILIES WILL PAY SOMETHING FOR COLLEGE!

I do NOT make college free or find scholarships.

Tax-Free Income in Retirement

Our government is in debt and continues to spend money they don’t have. How do they pay for spending, TAXES. Who do they tax? YOU! The people with the money! Creating a pool of money exempt from future taxes will allow you to keep more of your hard earned money.

Learn to recapture interest on your money

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Understanding how money really works and learning how to minimize the negative financial impact of life’s events; college financing, mortgages, debt, and stock market corrections, will significantly improve your financial future. 


Education is the key and the sooner you learn and implement efficient financial strategies, the quicker your will achieve your financial goals and with much more certainty