PARENTS, STOP SAVING IN 529'S FOR COLLEGE

College is one of the most expensive lifestyle choices you will make.

Learn a more efficient way to save and pay for college to make college more affordable.

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PARENTS, STOP PAYING CASH FOR COLLEGE

College is one of the most expensive lifestyle choices you will make.

Learn a more efficient way to save and pay for college to make college more affordable.

A set of books and a piggy bank to educate the reader on money and wealth.

Welcome To Monica Felton Efficient Cash Flow Strategies

Financial efficiency is achieving maximum productivity and results while
minimizing waste and loss. Financial inefficiency causes loss…loss of assets,
loss of spendable income, and loss of liquidity; access to your money.

I teach professionals how to get financially efficient with their wealth by
“finding money” they are losing unknowingly and unnecessarily and re-
purpose this wealth to future savings.

The most common financial inefficiencies are: how parents pay for large
lifestyle expenses like college in addition to overpaying taxes, interest on
debt, funding qualified plans, and mortgages.

AREAS OF EXPERTISE

COLLEGE FINANICAL PLANNING

ALL FAMILIES WILL PAY SOMETHING FOR COLLEGE!

I am a college financial planning expert. With over 15 years of experience, I teach professionals how to pay the expense of college while creating wealth for their future. Understanding the expense of college, the true cost of college, and a more efficient way to pay for college will significantly improve a family’s financial future. College is a retirement problem. Get the facts today and make college much more affordable!

While getting efficient, you learn to:

REDUCE TAXES

Our government is in debt and continues to spend money they don’t have. How do they pay for spending? TAXES. Who do they tax? YOU! The people with the money! Creating a pool of money exempt from future taxes will allow you to keep more of your hard-earned money.

ELIMINATE DEBT

Is every dollar you make working at its best possible potential? You must understand your true cost of debt and the effective interest expense you are paying. I help families with this knowledge. I lower families overall interest cost, pay debt off quicker, and ensure they become debt free for life!

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TAX-FREE INCOME IN RETIREMENT

Balancing your financial portfolio with taxable and tax-free assets will allowing you to make choices in the future.  Understand how to create wealth in a tax-free environment so you can keep more of your hard earned money in the future.

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UNDERSTANDING

Understanding how money really works and learning how to minimize the negative financial impact of life’s events; college financing, mortgages, debt, and stock market corrections, will significantly improve your financial future.

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EDUCATION

Education is the key and the sooner you learn and implement efficient financial strategies, the quicker you will achieve your financial goals and with much more certainty