PARENTS, Learn How to Make College More Affordable
A college education is of great value to your children but at what cost? The crushing cost of college is threatening parents’ college dreams for their kids. Monica shares a systematic process to help families save and pay for college while focusing on retirement. College Planning is Financial Planning.
Welcome To Monica Felton Efficient Cash Flow Strategies
I help families get efficient with every dollar that passes through their fingertips. I find money that families are losing unknowingly an unnecessarily. When you lose or waste money, I call that “financially inefficient”. The most common financial inefficiencies are: how families pay for large lifestyle expenses like college, in addition to overpaying taxes, interest on debt, and funding qualified plans and mortgages.
By recapturing the lost money, families can repurpose that money to lifestyle expenses like college and future wealth so they can get to their financial goals quicker.
AREAS OF EXPERTISE
COLLEGE FINANICAL PLANNING
ALL FAMILIES WILL PAY SOMETHING FOR COLLEGE!
I am a college financial planning expert. With over 15 years of experience, I teach professionals how to pay the expense of college while creating wealth for their future. Understanding the expense of college, the true cost of college and a more efficient way to pay for college will significantly improve a family’s financial future. College is a retirement problem. Get the facts today and make college much more affordable!
While getting efficient, you learn to:
Our government is in debt and continues to spend money they don’t have. How do they pay for spending? TAXES. Who do they tax? YOU! The people with the money! Creating a pool of money exempt from future taxes will allow you to keep more of your hard-earned money.
Is every dollar you make working at its best possible potential? You must understand your true cost of debt and the effective interest expense you are paying. I help families with this knowledge. I lower families' overall interest cost, pay the debt off quicker, and ensure they become debt free for life!
TAX-FREE INCOME IN RETIREMENT
Balancing your financial portfolio with taxable and tax-free assets will allow you to make choices in the future. Understand how to create wealth in a tax-free environment so you can keep more of your hard-earned money in the future
Understanding how money really works and learning how to minimize the negative financial impact of life’s events; college financing, mortgages, debt, and stock market corrections, will significantly improve your financial future.
Education is the key and the sooner you learn and implement efficient financial strategies, the quicker you will achieve your financial goals and with much more certainty