RESOURCES

Monica has the heart of a teacher. Watch to learn about financial literacy and strategies to get more efficient with your wealth.

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RESOURCES

Monica has the heart of a teacher. Watch to learn about financial literacy and strategies to get more efficient with your wealth.

MORE RESOURCES FOR PROFESSIONALS

monica

PROFESSIONAL ADVICE FROM A CERTIFIED FINANCIAL PLANNER IN SCOTTSDALE, AZ

PROFESSIONAL ADVICE FROM A CERTIFIED FINANCIAL
PLANNER IN SCOTTSDALE, AZ

Understanding financial truths about money and how money really works will help professionals get to financial freedom quicker! Please visit my youtube…

WEALTH BEYOND TAXES - MY NEW BOOK

This book represents almost 15 years of education, implementation, and experience.  I have help 100s of professionals create Wealth Beyond Taxes while maintaining Liquidity, Use, and Control of their own money.  I am very passionate about sharing financial truth with those who are open minded and willing to learn new financial strategies.

This book is a tool to share the powerful message of financial freedom.  Professionals MUST KNOW there are better strategies to create wealth beyond taxes in today’s crazy economic environment.

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INFINITE BANKING CONCEPT

INFINITE BANKING CREATES A PRIVATE RESERVE ACCOUNT :

How do you create wealth while paying for life’s expenses? There are three ways to pay for things: go into debt- barrow someone else money, use your cash - killing compounding interest for you, or becoming a wealth creator - use someone else’s money while your money continues to compound for you. Money is always compounding. The only question, is it compounding for you or someone else? Learn to be a wealth creator and pay for life’s expenses while creating future wealth for you. In this short video, you will learn about how the Private Reserve Strategy and compounding interest can create accessible capital by minimizing lost interest, therefore maximizing your purchasing power.

PROPERLY STRUCTURED, WHOLE LIFE INSURANCE

10-MINUTE LESSON ON LIFE INSURANCE:

Planning for your future finances can get complicated and confusing quickly. In this video you will learn a quick lesson about life insurance and the way minimum vs maximum payments are determined. You will also learn differences between Term Insurance vs a Permanent Life Insurance Contract and what potential benefits you can earn over time with each plan.

EDUCATIONAL VIDEOS

Amortization Literacy: The true cost of interest

Understanding your true cost of interest will help you make better financial decisions. If you have an amortized loan at 5% interest, how much interest are you really paying? It might shock you to find out. What if you learned your cost of interest was really 30% or 40%. Would you think differently about your debt? In this short video, you will learn how amortized loans really work and your TRUE cost of interest on debt

The Retirement Savings Dilemma: How Much?

No matter how you look at retirement, you will often come up with the same 2 questions: How much money should I be saving and where do I put it? But that only touches the surface of your savings dilemma. You also need to consider your retirement income streams and their distribution. This video will give you a quick and easy explanation of what you need to consider when saving for retirement.

Rate of Return: Average vs. Actual Rate of Return

When considering how you want to invest your money you will hear things like, “I can get you an average rate of return of 20%”, but is that really a good thing and how much are you actually earning over time? Here, I will go over examples of average rates of return vs compounding interest rates over time and demonstrate how putting your money in an account with compounding interest can be more valuable than risking your money in the market.

Qualified Plans: Are you saving taxes?

Qualified plans postpone taxes. You pay taxes on the money, in the future, when you withdrawal the money after age 59.5. Will taxes be higher or lower in 10, 15, 20 years? Also, do you have access to this money prior to 59.5 without penalty? Do you think you might need money prior to 59.5? These are questions that must be examined before contributing to a qualified plan.